A Financial Wellness App Built Around Your Financial Needs
Insurance Coverage
Affordable life insurance, critical illness cover, and unforeseen events.
​Earned Wage Access (EWA)​
Instant access to the salary you have already earned. It is not a loan, but a smarter way to stay in control and better manage your finances.
Fee-Free Bill Payment
Fast and convenient payment for utilities, mobile top-ups, and everyday bills.

How It Works
Start using Paywatch in just a few simple steps, with zero changes to your regular payroll account.
1. Download the app and sign up
Launch the Paywatch app and sign up by verifying your basic information to create your secure account.
2. Start using Paywatch
Track your available earned wages in real time, make instant withdrawals, and manage your everyday expenses.
3. Receive remaining wages on payday
The amount you withdrew will simply appear as a single line deduction on your pay slip, with the rest paid as usual.



