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Celebrate Financial Freedom

Campaign Info

Celebrate Paywatch's 2nd Anniversary by highlighting its benefits, sharing success stories, and introducing a special rewards program to encourage continued engagement.

Our goal for this campaign:

  1. Celebrate Milestones: Join us in celebrating 2 years of financial empowerment through EWA.

  2. Success Stories: Hear from fellow employees about how EWA has made a difference in their lives.

  3. Special Rewards: Participate in anniversary activities and earn exclusive rewards.


How to Earn Rewards:

  • Use EWA: Earn RM5 each time you make a min. withdrawal of RM200.

  • Attend Webinars: Earn RM10 points for each financial wellness webinar or info session you attend.

  • Share Your Story: Earn RM10 points for submitting a testimonial about your positive experience with EWA.

Campaign Duration

1 July - 30 August 2024

Terms & Conditions

Paywatch Refer & Earn Terms & Conditions

1. The Paywatch Refer & Earn ("the Promotion") is organised by PT Paywatch Solutions Indonesia {1407230100002) {"Paywatch").

2. The Promotion Period is from 1 December 2023 until 31 December 2024.

3. This Promotion is applicable to all Paywatch Indonesia app user.

4.There are two types of eligible participants:

  • Affiliates are existing Paywatch Indonesia users who have a unique referral code by registering for Paywatch IDapp. This unique referral code is available in the "My Profile" page of Paywatch ID app.

  • Friends are someone new who is referred to Paywatch ID app via an Affiliate.

5. The Friend is required to input an Affiliate's unique referral code upon their first-time sign up on to the Paywatch ID app.

6. Successful referral happens when the Friend successfully sign up on to the Paywatch ID app with the Affiliate's unique referral code and successfully completed employment binding.

7.Both the Affiliate and Friend will receive Rp 20.000 cashback bonus respectively for every successful referral.

8.There is no limit to the frequency an Affiliate's unique referral code can be used during the Campaign Period. For clarity, this means an Affiliate can refer as many Friends as they wish.

9. User will be able to redeem the Rp 20.000 cashback as part of their withdrawal request. In event where user chose to do so, user will receive their salary advance and cashback bonus credited to their bank account.

10. All cashbacks shall be redeemed BEFORE 31" December 2024 11:59pm. Any unredeemed cashback shall be forfeited.

11. The Promotion is only applicable to the valid Paywatch account throughout the Promotion Period. Any user who terminates their Paywatch account during the Promotion Period shall be automatically disqualified and shall not be entitled to any bonus.

12. This Promotion is not exchangeable or replaceable forcash.

13. PT Paywatch Solutions Indonesia shall have its own rights to decline any Paywatch user for the Welcome Bonus for any reason it may deem fit, including but not limited to the following scenarios:

  • Where the User is in breach of any terms and conditions of this Promotion or the User Terms and Conditions of Paywatch; and/or The Paywatch app is being used on a device which has been jailbroken or rooted.

14. This Terms and Conditions shall be further subjected to the General Campaign Terms and Conditions which can be found at

Information last updated as of 16 November 2023

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